To download our terms of business, please click the appropriate document below. To view PDF documents you will need Acrobat Reader.

Note for brokers re premium risk transfer:

We receive premium risk transfer under delegated authorities for the following:

Event Assured

Event Assured Liability

Event Assured Travel

 although at present we do not cascade this to other brokers.

We do not receive premium risk transfer for:

Event Assured Professional

Crisis Mangement Cover

Open market placings, including bonds.

In each of these we have Terms of Business agreements with the coverholder , broker or insurer so that once we pay the premium across, risk transfer has taken place.